He has 35 years of experience in the banking industry. He graduated with a Masters of Business Administration from University of Hull, UK in 1994 after obtaining a Diploma in Management Programme from the Malaysian Institute of Management in 1988. He also obtained a Diploma in Banking and Financial Services from Institut Bank-Bank Malaysia in 1999. He became a Certified Financial Planner in 2003 and a Registered Financial Planner in 2006.

Upon his retirement, in 2009 and 2012, he joined AmBank (M) Berhad under 2 contractual employments with tenures of 6-month and 3-month respectively for the position of Data Collection, Non-Retail Credit Models Project in Group Risk Management where he was involved in data collection of delinquent business accounts to facilitate further analysis for the development of the credit model for the bank.

Since 2006, he commenced his own venture as a Certified Financial Planner where he is involved in the provision of financial planning services in his own personal capacity.